One part of CR NE is still moving fast even with rates above 7%
Rates are up. CNBC reported the average 30-year fixed rate reached 7.49% as of October 8, 2026. Nationally, mortgage purchase applications were 15% lower than a year ago, also per CNBC. That is real pressure. But one corner of this market is not slowing down.
ZIP 52402: the tightest spot in CR NE
The Real Estate Data Aggregator counted 208 homes sold in ZIP 52402 in the three months ending August 31, 2026. Only 39 homes were for sale at any point in that window. That is down 69.3% from the same stretch in 2025. Less supply, same demand. That math favors sellers.
The Real Estate Data Aggregator put months of supply in ZIP 52402 at 0.6. That is down 1.2 months from a year before. Six months is considered balanced. At 0.6, buyers have almost nothing to choose from.
Nearly 44% of homes in ZIP 52402 sold above list price. That is up 16 points from a year ago, per the Real Estate Data Aggregator. And 63% went under contract within two weeks of listing. Sellers who price right are not waiting around.
How the other ZIPs compare
Not every part of this market moves at the same pace. Here is how the four ZIP codes looked side by side for the three months ending August 31, 2026, per the Real Estate Data Aggregator.
| 52402 | 52302 | 52233 | 52328 | |
|---|---|---|---|---|
| Median sale price | $217,000 | $299,000 | $360,000 | $377,500 |
| Months of supply | 0.6 | 1.4 | 1.5 | 3.9 |
| Median days on market | 6 | 8 | 70 | 16 |
| Sale to list price | 100.5% | 99.5% | 99.8% | 98.7% |
| Sold above list price | 43.8% | 35.7% | 55.1% | 14.3% |
ZIP 52302, which covers Marion, had 252 homes sold, up 16.1% from a year before, per the Real Estate Data Aggregator. Median days on market there dropped 13 days to just 8. That is strong too, even if not quite as tight as 52402.
ZIP 52233, covering Robins, tells a different story. The Real Estate Data Aggregator put median days on market there at 70. Prices rose 12.5% to $360,000, and more than half of homes sold above list. But 70 days is a long wait. Sellers there need to price carefully from day one.
ZIP 52328 had only 7 homes sold in the period, per the Real Estate Data Aggregator. With 3.9 months of supply, it is the softest corner of this market. Fewer than 15% of homes sold above list price there.
What rates above 7% mean for you here
CNBC reported that the average 30-year rate hit 7.49%. Realtor.com noted rates surged above 7% for the first time since January 2025. Nationally, Realtor.com also counted 20.8% of listings taking price cuts in September, the highest share since October 2022.
That national picture does not match ZIP 52402. Homes there are selling in 6 days and going for more than list price. Rates are a headwind, but supply is so low that buyers are still competing.
For sellers in 52402: the data supports strong pricing if the home is ready. For buyers: we need to move quickly and keep the offer clean. Contingencies and delays cost you homes in a 6-day market.
The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. CR NE's 52402 beat that, with the Real Estate Data Aggregator showing a 7.4% gain in median sale price over the same comparison window.
- ZIP 52402 had 0.6 months of supply and a 6-day median market time for the three months ending August 31, 2026, per the Real Estate Data Aggregator.
- Nearly 44% of homes sold above list price.
- Rates are above 7%, per CNBC, but this pocket of CR NE is not waiting for them to drop.
- One street can read very differently from the ZIP as a whole.
- If you want to know where your street stands, text me.
Your next step
(319) 540-1002Text me your address and I will send back how your street in CR NE compares to what actually sold nearby, including days on market and sale to list price. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 52402, 52302, 52233 and 52328, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 6, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: Redfin Reports U.S. Home Prices Rose 0.25% From a Month Earlier in August, Sep 22, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- CNBC: Refinance demand is now half what it was a year ago, as mortgage rates rise again, Oct 7, 2026